By saving money, people give themselves more security. They cannot predict the future; perhaps one day they will be jobless. At a time like this their savings can spare them a great deal of suffering and help to see them through the hard time.
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In addition, saving money allows people to build up a larger sum. They can then buy something more worthwhile than the small things they can but if they spend the money right away. For example, they may be able to buy a house with their savings. Finally, he practice of saving helps people develop the habit of setting goals and planning for their future. In this way they are bound to lead more meaningful and successful lives.